The charm stone

When it comes to love...When expert surfer Josie Griffin has a rare wipeout, she's shocked to discover that a real-life treasure chest is to blame--one that contains a necklace hung with the biggest stone she's ever seen. But that's nothing compared to the shock she gets when she places the jewel around her neck. Instantly a mysterious little kilted man appears to inform her that the charm has betrothed her to an eighteenth-century Scottish laird! It's not that Josie has anything against handsome lairds--or older men. But three hundred plus years may be stretching things a bit. After all, she…